Heritage Bank combines timeless values with modern banking solutions. Build your financial future with a partner you can trust.
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Trusted banking products designed for everyday needs and long-term goals.
Everyday checking with no hidden fees, instant digital access, and a debit card that works everywhere.
Open AccountSave smarter with high-yield accounts that help your money grow without minimum balance hurdles.
Start SavingCompetitive mortgage financing with flexible terms and personal support at every step.
Apply NowBuild long-term wealth with clear guidance, diversified portfolios, and transparent investment support.
Invest NowFast auto financing with competitive rates and flexible repayment options for new and used vehicles.
Get Pre-ApprovedSimple, scalable business accounts and lending solutions to help your company grow.
Learn MoreExperience banking that puts your needs first
State-of-the-art encryption, multi-factor authentication, and 24/7 fraud monitoring protect your assets.
Our dedicated support team is available around the clock to assist you with any questions.
Access your accounts anytime, anywhere with our intuitive mobile and online platform.
Industry-leading interest rates on savings and competitive loan rates that save you more.
Transparent pricing with no surprise charges. Simple and honest banking, always.
Your deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.
Real stories from real customers who trust Heritage Bank
"Heritage Bank made buying my first home so easy! Their mortgage team was incredibly helpful and found me the best rate."
"The mobile app is fantastic! I can do everything from my phone — transfers, bill payments, even deposit checks. So convenient."
"As a small business owner, Heritage Bank has been a true partner. Their business banking solutions helped my company grow."
"I switched from a big national bank and the difference is night and day. Zero-fee checking has saved me hundreds every year."
"The savings goals feature changed how I manage money. Watching my progress keeps me motivated — already hit two targets!"
"When my card was compromised, their fraud team caught it instantly and had a new card to me within 24 hours. Incredible response."
"Heritage Bank's investment tools helped me build a retirement portfolio I'm actually confident about. Their advisors really listen."
"Opening an account took literally 5 minutes online. No paperwork, no branch visit. I was transferring money within the hour."
"Their customer support is unmatched. I called at 9 PM about a wire transfer issue and a real person helped me resolve it in minutes."
"The joint account feature works perfectly for my partner and me. We can both see spending in real time and set shared budgets."
"I love the bill pay feature. I set it up once and never worry about late payments anymore. Heritage Bank automates my finances beautifully."
"Heritage Bank's low interest auto loan saved me over $2,000 compared to the dealership's financing. The process was fast and painless."
"As a college student, their zero-minimum savings account was perfect. No hidden fees, and the app makes budgeting super easy."
"After my divorce, I needed to rebuild financially. Heritage Bank treated me with dignity and helped me open new accounts without judgment."
"The mobile check deposit works flawlessly every time. I haven't visited a branch in over a year and I don't need to."
"I run a food truck and Heritage Bank's business checking handles my daily deposits perfectly. The low transaction fees make a real difference."
"The two-factor authentication and instant transaction alerts give me total peace of mind. I feel like my money is actually safe here."
"Refinancing my mortgage through Heritage Bank dropped my monthly payment by $340. Their rates are genuinely the best I found anywhere."
"Heritage Bank helped my elderly parents set up online banking with a patient walkthrough. They actually care about every customer."
"International wire transfers used to be a nightmare. Heritage Bank makes sending money to my family abroad simple and affordable."
"Their CD rates are incredible — 4.75% APY locked in for 12 months. My money is finally working as hard as I do."
"I've recommended Heritage Bank to all my friends. The referral bonuses are nice, but honestly the service alone is worth telling people about."
Industry-leading rates that help your money work harder
* Rates effective as of March 2026. Rates subject to change without notice. APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Download the Heritage Bank app and take control of your finances on the go. Deposit checks, transfer funds, pay bills, and more — all from your phone.
We're here to help with all your banking needs
123 Financial District
New York, NY 10004
1-800-HERITAGE
(1-800-437-4824)
support@heritagebank.com
info@heritagebank.com
Mon - Fri: 9AM - 6PM
Sat: 9AM - 1PM
